ECASH EXPERT

AML / KYC / SoF Policy

This AML / KYC / SoF Policy defines the principles and procedures applied by Ecash Expert to prevent money laundering (AML), counter terrorist financing (CTF), conduct customer identification (KYC), and verify the source of funds (SoF).

The Policy is mandatory for all users and applies to all transactions regardless of amount, direction, or payment method.

Ecash Expert applies a risk-based approach and reserves the right to suspend transactions, request additional information, initiate KYC/SoF procedures, require video verification, refuse service, and/or initiate refunds where necessary.

1. Risk-Based AML Model (Risk Score)

Each incoming and outgoing transaction is assigned a risk level based on professional AML analytics tools.

Risk is assessed on a scale from 0 to 100:

• 0–39 — low risk;
• 40–69 — medium risk;
• 70–84 — high risk;
• 85–100 — critical risk.

The suspension threshold is set at Risk Score ≥ 70.

2. AML Tools Used

• GetBlock — blockchain analytics infrastructure;
• KYCaid — https://kycaid.com — KYC/AML provider.

3. KYC and Source of Funds Procedures

• passport or ID card;
• selfie with document;
• proof of address (if required);
• source of funds documentation.

4. Video Verification

In case of elevated risk, Ecash Expert may initiate a video verification procedure.

• state full name;
• state current date;
• show identification document;
• explain source of funds;
• demonstrate transaction history without revealing confidential data.

Ecash Expert never requests passwords, seed phrases, or private keys.

5. Refund Policy

Refund fee may be up to 5%, capped at 100 USD equivalent.

6. Restrictions

The service does not operate with sanctioned jurisdictions, mixers (including Tornado Cash), or other high-risk sources.

7. Preliminary AML Check

https://www.bestchange.pro/report/

8. Personal Data Processing

Personal data is processed solely for AML/KYC purposes and stored securely in encrypted form.